Loan Against Property:

Access Big Loans with Small Interest – Loan Against Property.

Loan Against Property: Smart Financing with Long-Term Benefits

Key Features & Benefits:

• Secured & High-Value Loan: Leverage your owned residential or commercial property to access higher loan amounts at lower interest rates.

• Flexible Repayment: Tenure ranging from 5 to 20 years helps keep EMIs affordable and manageable.

• No Usage Restriction: Funds can be used for business growth, education, medical needs, weddings, or debt consolidation.

• Better Interest Rates: Since it's a secured loan, lenders offer competitive rates and flexible terms.

• Credit Boost: On-time EMI payments can improve your credit history over time.

Eligibility Criteria:

• Stable Income: Enough to cover repayments.

• Age: Must be within the bank's age bracket.

• Low Debt: Your existing debt should not be too high.

Required Documents:

• Identity & Address Proof: Always required. (e.g., PAN, Aadhaar).

• Income Proof: Required for all loans. (e.g., salary slips, ITRs, bank statements).

• Property Documents: Only for secured loans like home loans or Loan Against Property. (e.g., sale deed, title papers).

• Business Proof: Only for business loans. (e.g., GST registration, business financials).

Before applying, have a clear business plan, check your credit score, choose the loan amount, explore your lending options, and keep essential documents handy.